Three Core Principles
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Our 3 Core Principles
You should aim to achieve all three of these features: safety, a reasonable rate of return, and a full understanding of how your strategy works. If you want to learn more about these three principles and how to achieve them, contact us to set up a one-on-one meeting. Alternatively, you might join us for one of our educational dinner seminars. At these events, we discuss many aspects that influence your finances in retirement, as well as tools that may assist you in developing retirement income strategies.
We believe that the three main principles that comprise successful retirement income strategies are:
Safety First!
Look for a Reasonable Rate of Return**
Keep It Simple
#1
Safety First
During your working years, you may have felt more at ease with the idea of risk. However, as retirement approaches (or arrives), circumstances may change. The stock market has ups and downs, which is probably okay with you, if you have time to wait for the upswing. However, as you get older, time is no longer on your side. That money is going to be the only thing you have to rely on soon. So, if you experience a loss in retirement, you may not have enough time to recover. This is why it is critical to incorporate safety into your approach. If you ask us, it should be your number one priority. Safety comes first, followed only then by potential interest. A fixed indexed annuity (FIA) provides guaranteed* income for life while protecting both your principal and interest.
#2
Reasonable Rate of Return**
Do you have to choose between getting a reasonable rate of return** and protecting your money? Fortunately, you don’t. You can get both of these perks. A reasonable rate of return** is possible with the correct retirement income strategy, and achieving it should be your next objective after safety. It is critical that you continue to generate interest on your retirement savings at a reasonable rate (over time): you don’t want to find yourself running out of money, and be forced to return to work years after retiring. Certain annuities or life insurance products may allow you to protect your money while still earning indexed interest at a reasonable rate** over time.
#3
Keep It Simple
Putting together a retirement income strategy might be challenging. But it doesn’t have to be. Your approach should not only protect at least some of your money and provide a reasonable rate of return,** but it should also be straightforward and understandable. You might be able to acquire all of these benefits with a single product. This is a highly beneficial thing; you shouldn’t have to spend your retirement closely monitoring your accounts and worrying about the profitability of your assets.
Instead, you deserve a strategy that gives you confidence and a sense of security. Annuities and other products may be able to help you with this.
You don't have to choose between these three values
You should strive to have all three. And, you can.
If you want to learn more about the products we offer, contact us. You could register to attend one of our educational seminar events, or schedule a one-on-one meeting with us to discuss your own personal needs. Reach out to us today!
